Anza Mortgage Insurance Corporation is empowering homeownership through credit risk protection.
Our Mission
Our mission is to empower homeownership by mitigating credit risk through mortgage insurance. We strive to leverage technology and operational excellence to deliver exceptional service to our lender and servicer partners, offer reliable and secure capital support for our insureds, generate leading returns for our shareholders, and foster a fulfilling, rewarding environment for our team members.
Technology Forward
We differentiate ourselves by designing, architecting, and developing our operating systems in-house. This unique approach creates a platform tailored to the needs of today"s housing market. It positions us to achieve unparalleled processing efficiency and adaptability to changing industry standards and customer demands. Fundamentally, we are a process optimization company that harnesses technology to revolutionize the mortgage insurance experience and fulfill our mission.
Customer Centric
We dedicate ourselves to provide competitive pricing tailored to risk profiles. Our commitment to our partners goes beyond pricing and product offerings. We prioritize a customer-centric approach focused on meeting customer needs and enhancing their experience. This approach is underpinned by transparency throughout the process and prompt issue resolution.
Risk Management Excellence
Risk Management is our foundation. Our risk management framework uses advanced technology, innovative strategies, and modern modeling techniques to manage risks ranging from credit risk to information security risk. Our customers and partners can rely on us to handle their information with the utmost care and responsibility. Our dedication to risk management is designed to reassure our partners about our stability and reliability.
About the role
- The Vice President of Mortgage Underwriting Operations establishes and leads the operational teams responsible for the acquisition and decisioning of mortgage insurance applications. A key component of the role will be developing the underwriting team and optimizing the risk evaluation process. This role requires someone who is a strategic thinker, culture builder, technologically savvy, and possesses strong leadership abilities. The individual will ensure the company"s acquisition processes are intuitive, efficient, risk appropriate, and compliant.
- As a di novo Mortgage Insurance Company, the person in this role will be responsible for creating operational workflows, developing underwriting guidelines, creating policies and procedures, establishing technology requirements, working with third parties, and instilling risk assessment methodologies.
What you"ll do
- Operations: Implement the company's mortgage insurance acquisition operation in alignment with strategic organizational growth plans.
- Underwriting Leadership: Develop, lead, and manage the underwriting and operations team, ensuring effective risk evaluation and decisioning of mortgage insurance applications.
- Risk Assessment: Partner with Risk to implement risk methodologies, modeling, and policies to inform accurate and comprehensive underwriting decisions.
- Guideline Management: Develop and maintain policies, procedures, and underwriting guidelines, ensuring compliance with regulatory requirements, consistency with industry standards, and alignment with risk appetite.
- Technology Engagement: Design and develop business requirements to support a modern approach to operations, underwriting, and risk evaluation. Partner with IT and business partners to develop, configure, and maintain operational rule sets.
- Development Support: Partner with IT and Product Development teams to assist with system testing, integration, and implementation.
- Compliance: Implement policies and procedures to appropriately manage all compliance-related operational activities.
- Quality Outcomes: Will work closely with QC, third-party providers, and customers to determine what impacts loan and underwriter performance, identifying underwriter attributes, process change opportunities, communications, and other solutions that can result in overall improvements to underwriting execution, service levels, and performance.
- Performance Analytics: Implement and analyze operational performance metrics, identifying trends and opportunities for staff and technology improvements.
- Reporting: Prepare and present regular reports to senior management, highlighting key metrics and operational performance.
- Training and Development: Partner with Training and Development to develop training programs and change communications, to enhance the skills and knowledge of the underwriting and operational teams.
- Collaboration: Develop relationships with all departments, including Servicing, Quality Control, Risk Management, IT, Legal, Compliance, Finance, and Internal Audit.
- Continuous Improvement: Foster a culture of continuous improvement and professional development.
Qualifications
- This role requires someone who is technologically savvy, detail-oriented, business process-focused, and capable of ensuring compliant, high-quality, high-volume transaction management.
- This position also requires a leader with a broad and deep understanding of underwriting, the ability to envision " out-of-the-box " solutions, the capability to partner effectively with senior business leaders, and the ability to effectively train and communicate new processes and procedures to the underwriting staff.
- Bachelor"s degree in finance, Business Administration, Risk Management, or a related field.
- Minimum of 15 years of experience in mortgage/mortgage insurance underwriting.
- Strong knowledge of mortgage insurance products, mortgage underwriting principles, GSE guidelines, and regulatory requirements.
- Experience in developing underwriting communications and training.
- Demonstrated experience in working with technology and development teams.
- Demonstrated ability in leading change within organizations, whether through new programs, policies, or tests.
- Excellent analytical, strategic planning, and decision-making skills.
- Excellent communication skills and presentation abilities.
- Demonstrated ability to develop and manage budgets.
- Proven leadership and culture-building experience.
- Ability to work effectively in a fast-paced, dynamic environment.
- Experience in working in a start-up environment preferred.
What we offer
We're committed to creating an environment where our team members can thrive both professionally and personally. We currently offer:
- Competitive Compensation – Including salary and performance bonuses.
- Comprehensive Benefits – Health, dental, vision, and mental wellness support.
- Retirement Savings – 401(k) with company matching.
- Career advancement opportunities with business growth.
- Inclusive Culture – A diverse, collaborative, and supportive workplace where every voice is valued.
- Perks & Extras – Generous PTO, team events, wellness programs, and more.
- Potential Relocation Assistance.
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