At TreviPay, we believe loyalty begins at the payment. Thousands of sellers use our global B2B payments and invoicing network to provide choice and convenience to buyers, open new markets and automate accounts receivables. With integrations to top eCommerce and ERP solutions and flexible trade credit options, TreviPay brings 40 years of experience serving leaders in manufacturing, retail and transportation.
Every day, TreviPay employees are challenged and empowered in a supportive, collaborative, entrepreneurial environment.
This position will serve as a trusted and integral part of the organization responsible for leading a team within the credit & risk department, where areas of focus broadly address risks associated with new program client acquisition, new customer onboarding, existing client and customer risk exposure, application processes and decision systems, and analytics and risk reporting for a global B2B trade credit operation.
The role helps drive sustainable business-centric growth by developing and managing a team focused on their area of responsibility, working with peers, partners, and executive leadership to define and execute the credit risk policies for the organization. As an experienced leader within the company, they routinely interact with customers and program clients and are expected to mentor more junior members of the team. They identify issues and drive solutions toward business optimization.
The position entails becoming a Subject Matter Expert (SME) in multiple program networks, policies, procedures, and tools, maintaining multiple productive internal partnerships, and actively innovating for more productive operations.
Responsibilities:
oManage a staff of Underwriters creating a culture of support and development
oHire, train, and retain top talent within the team
oMentor team members to develop judgmental underwriting skills professional acumen
oDirect and develop new strategies to enhance Credit & Risk policies and procedures
oEstablish productivity expectations and metrics to optimize efficiency
oReview the Underwriters’ analysis and provide constructive feedback and coaching
oApprove credit risk assessments and credit limits based on the Underwriters’ analysis
oDirect and manage the completion of annual reviews to ensure continued creditworthiness for existing accounts
oEstablish and maintain individual credit authority for the team based on their role and experience
oEnsure credit decisions are properly documented and stored in the appropriate repository
oDevelop and enhance Standard Operating Procedures (SOP’s) current procedures and other guidancedocumentation
oIdentify issues and independently solve problems within the scope of the role
oProvide subject matter expertise and support to Senior Leadership
oCollaborate with internal and external stakeholders to solve business challenges by balancing business needs with minimizing risk
oMonitor industry conditions and business trends for potential risks and recommendations to Senior Management
oCorrespond (verbal and written) with applicants, client representatives, and accountholders on credit decisions, review status, and inquiry resolution
oProactively monitor account credit usage to ensure the credit line availability is appropriate
oSecure risk mitigants (e.g. CashDeposits, UCC and other liens, bank letters of credit, guarantees, etc.) as appropriate
oReview applications and accounts for indications of fraud
Requirements:
o Bachelor's degree in Accounting, Finance, or related field
oProficient in commercial business credit philosophy and policies, loan documentation, bankruptcy, and regulatory environment
oStrong team leadership and development skills
oStrong verbal, written, and interpersonal skills
oStrong analytical and problem-solving skills
Preferred Qualifications:
o5y+ commercial lending oversight
o3y+ management experience
oExperience using credit approval authority of $500,000 - $1M Preferred
oExperience in using 3rd party credit reporting tools
oExperience in fraud detection related to on-line lending
oExperience in international lending
Why you will love working at TreviPay
·Competitive salary
·Paid parental leave
·Generous paid time off
·Medical, dental, vision, FSA, Life/AD&D, long and short term disability
·401K matching
·Employee referral program
At TreviPay we believe:
·in saying yes to unique and challenging requirements
·empowered team members are creative team members
·our products make the customer’s day just a little bit better
·work/life balance makes us all more effective
TreviPay is an Equal Opportunity and Affirmative Action Employer. We welcome all veterans and disabled applicants.
Individuals with disabilities will be provided reasonable accommodation to participate in the job application and/or interview process. Please contact Recruiting@trevipay.com to request an accommodation. 
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